One year ago, December 13, 2024, I loaded my car with the last of my baggage. Closing the hatch, I saw more than forty years of my career at the YMCA of South Florida packed inside. For decades I lived by the mantra, “Life gets in the way of living.” Now, it was my turn to live. When I arrived home and began unpacking, reality set in — suddenly, it all became too real. Each box, each piece of baggage was like listening to a seashell whispering stories of my career: triumphs celebrated, doubts endured, disappointments faced. Together, I painted a canvas of sunrise on the beach, welcoming the next phase of my life. It is hard to believe a year has already passed, and how quickly it did. Today I celebrate not only my first year of retirement, but also the start of Chapter 56 — a new journey unfolding, another year of lessons learned, and a life well lived.
Foremost, I want to thank those friends who became nothing less than family who check in on me, hang out with me, invite me out for a meal or something to do. For those further away who send me an email or call just to tell me they are thinking of me or update me with their own world is just as much of a heartfelt sign of the relationships I made. I declined more invitations than I accepted. I just needed and wanted time to decompress. This was much like planning for a vacation and then returning to unpack heavy suitcase of emotions, a backpack filled with souvenirs of stress and a carry-on with feelings and other garments cluttering my brain. While unpacking, I remind myself to do better this upcoming year accepting more invites. Although I do not miss the stress or politics of a full-time career, I do miss the people, the footprints I left, the impact and routine of having such a rewarding career.
Below, I share my top ten lessons I learned this first year of retirement. I realize a lot of these overlap and seem similar, but I felt it was important and compelled to break them into their respective categories.
1. Health is the True Wealth
Physical and mental well-being underpin everything else. Check your physical, mental and emotional well-being regularly. If something feels off – don’t be afraid to seek professional help. Let go of your pride and there is no shame asking for help with things you can no longer or want to do. Keep your sleep schedule regular as much as possible, your body will thank you for it. Enjoy eating in moderation to keep your body, mind and soul well fueled for optimal performance. Find time to focus on physical and mental well-being exercises daily. I aim to try a new recipe to cook several times a week to avoid having to eat out as often.
• Lesson: Invest in exercise, diet, and mindfulness. Protect your body, mind and spirit, they are the foundation of everything else.
2. Purpose Matters More Than Leisure
Endless free time can feel empty without meaning. Keep a schedule or agenda. It is important to keep focused on doing things to keep you busy as much as you like to do or not to do. Don’t leave things to chance to happen otherwise you will face huge voids in time. Time doesn’t offer refunds for unused moments, take calculated risks to try something new. That something should be something you always wanted to try but found every excuse not to or time didn’t allow for it. I am still vetting volunteer opportunities but have fully dedicated more time to my writing.
• Lesson: Find new anchors—volunteering, hobbies, mentoring, or creative projects. Fill your days with meaning, not just minutes.
3. Routine is Freedom
Too much unstructured time can lead to boredom. Find at least one thing to keep you grounded or look forward to every day. This structure or routine helps keep your day moving at a steady pace and with intrinsic moments of accomplishment. I find starting my day with a workout at my local YMCA or go for a daily walk in my neighborhood starts my day off in a good mood. I try to schedule two uninterrupted hours to read or write my leads for my blog or complete a post for my blog every day. The satisfaction of having time to read for pleasure or write is not only a catharsis but has been a dream for me to be able to dedicate more time to my passions.
• Lesson: Build a weekly rhythm—exercise, social time, creative pursuits. Anchor your day with structure as it creates space for joy.
4. Small Joys Shine Bright
Fulfillment often comes from everyday pleasures, not grand adventures. The simple things of taking time to have a conversation with a neighbor where previously was a quick hello and good-bye when I was working is in itself its weight in gold. Finding joy in simple things also means enjoying the beauty of things you missed as life races by. Now, that you downshifted to a slower gear, take time to enjoy the details you missed.
• Lesson: Happiness hides in the ordinary, take a moment to pause, notice and let those simple moments shine. Time is yours now, there’s no need to be hurried and take on more than you can carry.
5. Social Connection is Essential
Once you complete your career journey, the dynamics of your social setting changes dramatically different to what you have become accustomed to. Men as they get older, unlike their counterparts, women, do not have the quality or quantity of established friendships. With less face-to-face interaction and less variety of people engaged in daily dialogues the significant drop in people can be daunting at best and depressing at its worst. Work for most, often provided daily interaction; leaving retirement isolating. I have yet to find a routine in retirement nor does boredom ever fill my day. I am challenged to make and meet new friends. I tried a few social events but find most are more tied to their phones or the group is loosely bound to the groups purpose. Being a social introvert, large groups intimidate me and drain my emotional battery as a result I value my space to recharge. I may not be the first to make plans, but I am quite aware I need to broaden my social circle.
• Lesson: Prioritize friendships, family, and community involvement. Friendships and community are lifelines, nurture them with intention to grow and thrive.
6. Identity Needs Rebuilding
Careers defined who you were; retirement requires redefining yourself. I didn’t realize how much my career defined who I evolved to become. I was Robert the payroll guy most recently and to those who’ve been on my journey I am Robert the grant writer/child care trainer or as everyone knew Robert the guy in the Y polo. To some who knew me more intimately, I was an only child who dedicated his life to his career and helping my mother being a caretaker first for my father as he battled numerous health issues until his passing. Presently, I help my mother through health challenges she faced since my father’s passing. Despite her self-sufficiency and capacity to recover and rebound stronger, I keep her grounded and provide support as necessary. My identity in retirement seemed to diminish as did the faces of people I come in contact with daily. Lastly, everyone seemed to know Robert the storyteller who had a parable of life to share to those willing to lend an ear. I am still the storyteller but to a different audience both in person and on my blog. I try to keep an open mind to trying new roles and new adventures.
• Lesson: Explore new roles—learner, traveler, creator, mentor. Retirement is reinvention, explore and rediscover the new you.
7. Partnerships Shift
Retirement changes dynamics with spouses, family, and friends. Being a single, never married man, it is easy to get lost in the crowd of friends who are married and seeing their own children going to college and some families welcoming grandchildren. It is important to keep your head above the crowds and realize your identity may have changed but the person within still is the same person whose grown over the years. With retirement, I changed as the number of people who I came in contact with in daily. Much like with the pandemic, a new social order and communicating with others had to evolve and become acclimated to. Remember, communication works both ways and is rarely one sided. Force yourself to keep in touch with those you care about to keeping in touch with. They too get busy and will appreciate you calling to catch up with you. It gives them a break from their own stress and reality.
• Lesson: Communicate openly and renegotiate roles with empathy. Relationships evolve, meet with open dialogue, empathy, and sensitivity.
8. Budget Reality Check
Retiring early was a blessing but it also has its own set of challenges. With planning to handle the stresses of health, finances, social life, etc., can become manageable and even enjoyable. Even with planning, expenses (healthcare, home repairs, inflation) can sneak up and surprise you. But mitigating your risks and remembering each day you’re not pushing up daisies is a blessing. As I said prior, time doesn’t offer refunds, don’t waste a moment – it’s a gift, called the present for a reason. Make it count.
• Lesson: Track spending closely and adjust expectations early. Budget wisely, freedom depends on foresight.
9. Flexibility Beats Perfection
The dream retirement rarely unfolds exactly as imagined. Most of us retirement is not all about sipping adult beverages with small umbrellas on some tropical island with a hostess bringing endless delectable treats at every turn of your head. Aim high in your dreams yet keep it realistic to your budget, your health and your ability to fulfill your dream. Nothing defeats self-esteem more than setting a bar you cannot reach.
• Lesson: Stay adaptable and embrace unexpected opportunities. Dream boldly but bend in the winds of reality.
10. It’s a Transition, Not an Ending
Retirement is less a finish line than a new chapter. Allow yourself to decompress and if your career was very consuming and fulfilling even allow yourself to grieve. Simply, if it was more than just a job, this is even more true. All that you invested: time, effort, education and a lot of you into your position is much like a loss when it comes to an end. After you walk out the door for the very last time as an employee, especially after a long tenure, your emotions may consume you. It is perfectly normal to own to be sad, doubtful, excited and worried - separately and sometimes all at once. All is ok. Allow yourself time to decompress and accept your decision.
• Lesson: Treat it as a journey of discovery, not a static state that started when your career ended. Retirement is a new beginning, just waiting to be embraced and welcomed.
This morning, at my happy place, the beach, I welcomed another day’s start, celebrating one year retired and preparing to close out Chapter 55. Today, I pack my suitcase once more, not with stress or deadlines, but with joy, wisdom, and dreams. I watch the waves carry away the weight of old routines, leaving shells of new memories scattered in the sand, waiting to be collected. I walk barefoot into the surf, I remain grateful for the past and hopeful for what lies ahead. Retirement is not the end of the tide but the beginning of reshaping the shore. This is my manifesto: retirement is freedom, and I choose to walk boldly into the horizon, packing only what I can carry for my next journey.
